Ten years ago, you were a different person. Ten years from now? You will be again.
But here’s the problem: Most of us plan for the future like we’ll never change.
In this episode of Wisdom in Wealth, Chief Behavioral Officer Brendan Frazier explores the End-of-History Illusion, a powerful cognitive bias that can sneak into your financial decision-making and quietly lock you into goals that may not serve who you’re becoming.
This episode explores:
- Why we assume our future selves will mirror who we are today
- How that mindset can trap your money and limit flexibility
- Examples of common planning pitfalls (like overfunded goals and rigid investments)
- Four simple steps to better align your finances with your future self
This episode isn’t about forecasting. It’s about staying curious about who you’re becoming—and help set your future self up for success.
Click play to watch the full episode or explore our library of Wisdom in Wealth episodes.
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